Mike Gallaugher, the professional bio, was too “suit and tie” for the few friends I asked for their honest opinion. They requested I write another in 1st-person and have more fun in an effort for you to better get to know your insurance agent, many of which have never met yet. I’m hoping to one day change that. So who … Read More
About Mike Gallaugher
Mike Gallaugher is reinventing the independent insurance business as owner of Toro Insurance Group, a top provider of auto, home, life and business insurance services. By way of his unorthodox style and nearly a decade of insurance brokerage experience, he has built a strong reputation as being a significant player and consultant in the industry. Gallaugher has served multiple terms … Read More
How to lower your business insurance rates
It can happen to any small business owner — arriving to work only to find property damage, stolen equipment and months of work undone. Nobody can predict when the unexpected will occur, but you can plan for it. Insurance coverage is important for every small business, even the teeny tiny ones. But, how much should your business insurance cost in the … Read More
Potential savings with telematics
Rewards for good driving Telematic programs personalize your rate based on your actual driving. It’s technically called usage-based insurance. That means you pay based on how and how much you drive instead of just traditional factors. In most states, you’ll get an automatic discount just for participating and a personalized rate at renewal depending on your results. While your rate could increase … Read More
How to lower my homeowners insurance
Affordable home insurance could be right around the corner by taking the following steps: 1. Compare rates Toro Insurance Group gives you the unique power to shop other home insurance rates and coverages from our network of home insurers. Plus, we’ll match you with a policy customized to your needs based on the information you provide. 2. Increase your deductible The … Read More
Adding a teen driver to your car insurance
Buying a stand-alone policy for your family’s newest driver can be pricey—while teenagers usually drive fewer miles than adults, they aren’t as experienced behind the wheel and are more likely to be in an accident. Here’s why it’s almost always far less expensive (and beneficial) to add your teen driver to your existing policy: Affordability: Your teenager will share in … Read More
Auto Insurance Discounts and More Ways to Save
Drivers who shop their auto insurance with Toro Insurance Group and save pay less on average in their first year. That’s no accident. From the moment you start a car insurance quote to the purchase of your policy, we’re all about finding you auto insurance discounts and saving you more. Loyalty-based discounts Multi-policy You’ll save when you have two or more … Read More
How can I get cheaper car insurance rates?
There are several ways to potentially lower the price of your car insurance. Some are as simple as driving responsibly, while others require tinkering with your policy to find a balance between cost and coverages. The list below will steer you in the right direction for buying cheap auto insurance that also fits your needs. 1. Shop around once your … Read More