If you’re part of the Airbnb or other home sharing community and renting your home for extra income, you’re one of many. There are about 660,00 Airbnb hosts in the United States alone. However, your home insurance or renters insurance policy may not protect you from damages. What are the risks of home sharing? When you home share, your property … Read More
What is service line coverage?
Service line coverage is insurance against unexpected expenses related to the damage of service lines on your property, such as power lines, phone and cable lines, water and sewer pipes and more. It covers the potentially costly expenses of excavation and repair of underground wiring and piping. Why do I need service line coverage? If you are a homeowner, you … Read More
Are your recreational toys covered by insurance?
Cruising down the highway on your motorcycle or riding around the lake on your personal watercraft are activities you dream about in the cold winter months. And with warm weather fast approaching, it’s time to get your recreational toys tuned up and ready for summer fun. But performing maintenance on your ATV and filling your RV’s gas tank aren’t the … Read More
Insurance tips for car buyers
Wondering how to insure your new car? The truth is, your current insurance policy will cover your new car the second you drive it off the lot—typically at the same level of coverage as your old car. But if you don’t carry liability or physical damage protection, you may end up stuck at the dealership, or worse, in violation of … Read More
Is my home in a flood zone?
How do you know if your home is in a flood zone? No matter where you live, you’re at some risk for flooding, but certain areas are more likely to experience a flood than others. Here are some ways you can start to assess the risk in your area. Do I live in a flood zone? Technically, everyone lives in … Read More
Elevation Certificates?
An elevation certificate is a document that lists a building’s location, lowest point of elevation, flood zone and other characteristics, according to the Federal Emergency Management Agency (FEMA). It is used to enforce local building ordinances and to help determine flood insurance rates. When do I need an elevation certificate? If your property is considered high risk of flooding, you’ll … Read More