If you’re part of the Airbnb or other home sharing community and renting your home for extra income, you’re one of many. There are about 660,00 Airbnb hosts in the United States alone. However, your home insurance or renters insurance policy may not protect you from damages. What are the risks of home sharing? When you home share, your property … Read More
Protect Your Business: 7 Types Of Insurance
From the day an entrepreneur starts a business, he exposes himself to certain risks. Even before the first employee is hired, a business is at risk, making it important to have the right insurance in place. One lawsuit or catastrophic event could be enough to wipe out a small business before it even has a chance to get off the … Read More
Employee Use of Personal or Company Vehicles?
According to the United States Census Bureau, there are more than 260 million vehicles in the U.S. Chances are good your employees use company vehicles for personal use, or they use their personal vehicles while performing company business. In either case, it is imperative that you as an owner or manager develop and implement a vehicle use program to mitigate … Read More
How to lower your business insurance rates
It can happen to any small business owner — arriving to work only to find property damage, stolen equipment and months of work undone. Nobody can predict when the unexpected will occur, but you can plan for it. Insurance coverage is important for every small business, even the teeny tiny ones. But, how much should your business insurance cost in the … Read More
Small Business Insurance: What It Is, What It Covers And Why You Need It
Small business insurance, sometimes called commercial insurance, helps cover a business’ assets, property and income against certain losses. A business owners policy (BOP) offers three basic types of coverage to help protect a business: business property coverage, general liability coverage and business interruption coverage. If you’re a small business owner, you may be able to buy additional coverages to customize … Read More