Water backup coverage is one of the most useful homeowners insurance endorsements, protecting your home and personal property from sewage or sump pump backups. A standard homeowners insurance policy covers certain types of water damage as long as it’s sudden, accidental, and originated on the insured property. That means water damage caused by a burst pipe or broken HVAC or … Read More
10 Insurance Quote Red Flags
While most insurance agents are honest, trustworthy individuals, the insurance industry has a few bad apples or perhaps agents who are willing to cut corners in an effort to “win” your business. When shopping for better rates and other options, keep in mind the following 10 red flags to avoid. Agent Quotes A Very Low Premium. If a premium quoted by … Read More
What Do I Need To Know About Renters Insurance?
WHAT DOES RENTERS INSURANCE USUALLY COVER? A renters insurance policy typically includes a few types of coverage: Personal property protection, which helps protect your belongings in case of a covered loss Liability protection, which can help protect you financially in case someone is injured in your home and files a lawsuit Increased living expenses, which helps cover the reasonable costs … Read More